Whether you are renting your home or you rent from an apartment complex, condominium, or office building, you will need renters insurance. Most landlords and property owners will require you to buy a certain amount of coverage before moving in.

You always want to be covered in the case of an unexpected circumstance. An unexpected fire, robbery, windstorm, or flood are a few common scenarios where having a renters insurance policy comes in hand. Renters insurance can cover a variety of your belongings, including your electronics, furniture, appliances, or something as simple as clothing.